Benefit	Eligible As Of	Options & Features
Health Care	1st of the month after hire	Coverage through Anthem Blue Cross Blue Shield. 3 levels of coverage to choose from.
Dental Care	1st of the month after hire	Coverage through Delta Dental. Two levels of coverage to choose from.
Vision Care	1st of the month after hire	Coverage through Vision Service Plan.
Life Insurance	Date of hire	Company provided core benefit of 2 times annual base pay; may opt down one level or buy up to 6 times annual base pay.
Dependent Life Insurance	Date of hire	Choice of the following options: $5,000; $10,000; $20,000 or $40,000 spouse life. $2,500; $5,000; $10,000 or $20,000 child(ren) life.
Accidental Death & Dismemberment	Date of hire	Company provided core benefit of 2 times annual base pay; may opt down one level or buy up to 6 times annual base pay.
Short-term Income Protection	6-month anniversary	Total of 26 weeks in a rolling 12-month period. 100% of base pay up to 13 weeks (number of weeks at 100% depends on length of service) and 60% of base pay for remainder up to 13 additional weeks. Can be used for employee's own illness or injury.
Long-term Disability Protection	Date of hire	Company provided core benefit of 60% of annual base pay; may opt down to 50% of annual base pay or buy up to 66-2/3% of annual base pay. Taxable or non-taxable options available.
Long-term Care	1st of the month after hire	Company provided core benefit of 100% LTC, Facility/100% Professional Home & Community Care Facility. Daily benefit $50, maximum $1,500 per month with a 2-year benefit duration period. May buy additional coverage during annual enrollment.
Health Care Reimbursement Account	1st of the month after hire	Set aside up to $4,000 from base pay on a pre-tax basis for reimbursement of eligible health related expenses not covered by insurance.
Dependent Care Reimbursement Account	1st of the month after hire	Set aside up to $5,000 from base pay on a pre-tax basis for reimbursement of dependent care related expenses.
Cash Balance Pension Plan	1 year of service (and at least age 21)	Annual pay credits based on salary and service plus annual interest credit; 5 year vesting.
401(k)	6-month anniversary	Contribute up to 100% of salary on a pre-tax basis (up to IRS max.). Company match - vested immediately. No waiting period for qualified rollovers. Loans available.
Profit Sharing	1 year of service (and at least age 21)	Based on Amerisure's annual average return on surplus. This contribution will be a percentage of an employees total cash compensation and a deposit is made into the 401(k) plan. 5 year vesting.
Professional Education Program	Date of hire	$2,000 annually for approved degree programs; $800 annually for job-related non-degree courses; unlimited reimbursement for insurance education. Eligible for reimbursement for courses enrolled in after date of hire.
U.S. Savings Bonds	Date of hire	Option of purchasing U.S. Savings Bonds. Series EE Bonds available in $100; $200; $500; $1,000. Series I Bonds available in $50; $75; $100; $200; $500; $1,000. Payroll deducted.
Employee Referral Bonus	Date of hire	Cash bonus paid for successful employee referrals of external candidates. Paid at the time of hire.
In-house Training	Date of hire	Variety of training offered at no cost to employees, including insurance education (IIA, CPCU, etc.), PC and software training, and job skills.
Scholarship Program	1 year of service	Six annual $1,000 scholarships for the children of Amerisure employees. Fully funded by the company; applicants judged by the Citizen's Scholarship Foundation of America.
Paid Time Off	(PTO) Begins accruing on date of hire	13 days PTO in first 5 years for employees in bands 1 and 2; 18 days for bands 3-5; option to buy 1-3 additional days; accrues monthly.
Holidays	Date of hire	8 paid company holidays.
Job Opportunity Program	6 months after hire	Positions posted on Amerisure Web site. Employees may apply for openings for which they qualify after having been with the organization and in their current position for at least six (6) months.
Employee Assistance	Date of hire	Confidential toll-free assessment and referral service to assist employees in handling personal business.
Direct Deposit	Date of hire	All or portions of your pay deposited to a variety of accounts and/or institutions of your choice.
Performance Pay	Date of hire	Annual eligibility for personal "bonus" based on achievement of individual performance goals.
Matching Gift	Date of hire	One-for-one match of an employee's gift up to $1,000 to an accredited secondary school, fund, or foundation that supports education.
Service Recognition	Date of hire	Certificates, jewelry, and commemorative gifts and events upon reaching service milestones.