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Contractors Advantage Program® 

Amerisure's Contractors Advantage Program (CAP) broadens standard ISO coverages and gives contractors the flexibility to tailor coverage to their specific business situation. With CAP, extra costs are eliminated and coverage gaps are closed – policyholders pay only for the coverage they need.

Under the CAP program, contractors have access to numerous property and casualty coverages, including Amerisure's Workers' Compensation coverage, featuring the industry's leading cost-containment and loss control services. And, Amerisure's Advocate ClaimsServicesm means cost-effective claim resolution.

Policyholders may select from an extensive list of coverage options including:

  • Commercial Auto Liability Broad Form
  • Commercial General Liability Blanket Additional Insured
  • Commercial General Liability Extension
  • Commercial Property Liability Enhancement
  • Commercial Umbrella Liability Extension
  • Design Services Liability Coverage
  • Employee Benefits Liability Coverage
  • Fuel or Lubricant Pollution Incident Auto Liability Reimbursement Coverage
  • Limited Pollution Reimbursement – Work Sites
  • Repair and Rework Expense Indemnification Coverage

Amerisure is affiliated with leading industry trade associations including AGC of Indiana, AGC of Michigan, ABC of W. Michigan and The Florida Pool and Spa Association. Members of these associations benefit from Amerisure's expertise in the contracting arena and may be eligible to participate in dividend programs provided by Amerisure and their respective association.