Amerisure Insights Blog

Addressing These Key Issues Can Help Improve Your Risk Management Plan A risk management plan has become an integral part of many companies. Risk management strategies allow for improved situational awareness, clear directions in the event of an accident and have the capacity to help reduce insurance claims. Read More

The Price is Right with an Annual Premium Audit As your business operations change, so may your insurance premium. Additions to employee headcount, a new facility or equipment maintenance are all things that can affect the price of insurance. An annual premium audit ensures the premium you pay for coverage accurately reflects your business operations. Read More

How to Manage Hidden Construction Risks Construction can be a challenging industry. Without proper protocols and protection, things can turn costly. Luckily, great tools exist to help simplify the profession. One such tool is commercial general liability insurance — which is a great way to stay protected against some of the hidden dangers faced by the construction industry. Read More

What You Need to Know About Mobile Equipment Safety According to the Occupational Safety and Health Administration (OSHA), almost one in four struck-by-vehicle deaths involve construction workers. Moreover, 75 percent of struck-by fatalities in general involve heavy equipment such as trucks or cranes. Read More

Team Up with Telematics Many businesses are seeing auto insurance rate increases of up to 25 percent. Is your business one of them? Fleet management systems have the potential to help combat rising insurance rates associated with collisions and the related costs.   Read More

Finding the Right Driver for the Job is Essential for Fleet Safety ​Did you know the caliber and experience of your drivers will have a direct impact on the safety of your fleet? Failing to properly screen candidates can be costly. Read More

Distracted Driving is a Dangerous Form of Multitasking. Here’s How You Can Help Prevent it. ​It’s easy to get behind the wheel and seemingly arrive at your destination without feeling like any time has passed. Once you’ve driven a route frequently, it almost becomes automatic. Read More

Does a Lack of Sleep Increase Jobsite Risk? ​Most people will agree; on days you feel well-rested you’re more productive, happier and ready to take on whatever challenges come your way. But, what about days you struggled to get a good night’s sleep? Lethargy, lack of focus and physical symptoms like a headache, are just a few of the consequences that come to mind. Read More

Your Checklist for 72 Hours Prior to, During and After a Hurricane When a hurricane watch is in effect, do you know what steps you should take to protect your business? The actions you take throughout every stage of the hurricane are crucial for reducing risks of damage to your company. Read More

The Road to Recovery: Follow These Tips if a Loss Occurs In the wake of a natural disaster, your goal is to get your business up and running again as soon as possible. During these potentially stressful and challenging times, Amerisure partners with your agency, who will advocate for your business and collaborate with our dedicated service teams throughout the claims process. Read More