How Can You Help Manage Your Employees’ Chronic Pain?
Managing chronic pain can be a real challenge for employers and employees. Conscientious employees want to get better and back to work, but are often fearful of overmedicating. At the same time, responsible employers want to demonstrate the proper level of concern without interfering with the prescribed treatment.
Alternative Pain Management— What to Consider
On average, prescription drug costs amount to nearly 14 percent of an overall workers’ compensation claim expense. Drug expense can increase significantly when opioids are part of the treatment plan. Opioid use may increase cost due to significant potential side effects, and often requiring increases in dosage or stronger drug to combat patient tolerance. Moreover, opioids place the patient in a state of sedation — impairing a patient’s decision-making activities and causing safety concerns around driving or the use of heavy machinery.
Drive Results with FleetAlliance™
The annual accident rate of commercial fleets is around 20 percent, and accidents are among the most expensive injury claims for a business. A fleet-related loss is approximately $70,000 — which is nearly twice as much as the average workplace injury.
Safely Sharing the Road
Warmer weather generally means more motorcycles on the road — which also means drivers need to be even more diligent when behind the wheel. In 2017, 5,172 motorcyclists were killed according to the National Highway Traffic Safety Administration (NHTSA). Motorcyclists are more vulnerable to injury or death in an accident. They have an 80 percent chance, compared to a 20 percent chance of injury or death in a passenger vehicle, according to the NHTSA.
Climate Change Impacts Businesses, Insurance Sector
Climate change is a hotly debated topic around the world today. As the scientific community continues to search for answers about temperature fluctuations, weather patterns and other climate-related shifts, businesses across the United States are looking for ways to prepare for the future.
How Will IoT Change Electrical Safety?
Workers are exposed to numerous potential electrical hazards on a daily basis. Most commonly, electrical installation, repairs, testing of fixtures and equipment, inspection and maintenance activities put workers at risk. Of these workers, engineers, electricians and overhead line workers are most commonly exposed to these hazards — thus they are most likely to experience electrocution if proper precautions are not followed.
100 Years of Hard Hats
When World War I came to a close, E.W. Bullard returned to the United States with very few possessions but a steel helmet. Upon his arrival home, he presented this headwear to his father, the owner of E.D. Bullard Company, as an alternative to the leather safety hats they manufactured. From there, the modern hard hat was born.
Prepare for Success with Emerging Technologies
Have you considered investing in emerging technologies that could support your risk management efforts and prepare your company for future success? As a construction business owner, the decision to invest in emerging technologies is not an easy one. It’s no secret new technologies bring some concerns. The solution? A cost-sharing pilot program with your insurance carrier.