Amerisure Insurance Logo
  • Contact Us
  • Policyholder Resources
  • Report Payroll
  • Make a Payment
  • Report a Claim
  • SureConnect
find an agency
  • Find An Agent
  • Menu
    • Why Choose Amerisure
      • Our Expertise
        • Construction
        • Healthcare
        • Manufacturing
        • Special Risk
      • Superior Service
      • Protecting Businesses
      • Partners For Success
        • Communication Is Key
        • Find an Agency
    • About Us
      • Community
      • History
      • Leadership
      • Board of Directors
      • Newsroom
        • Press Releases
    • Products & Services
      • Our Products
        • Amerisure Command Coverage
        • Contractors Advantage Program
        • Manufacturers Advantage Program
        • Pollution Coverage
      • Program Business
      • Risk Management
        • Consultative Services
        • Fleet Safety Tips
        • Observational Safety Program
        • Organizational Safety Culture Survey
        • Hogan Behavioral Safety Assessment
        • Partnership Reports
        • Online Training
        • Safety Training
      • Claims
        • Claim Cost Reduction
        • Report a Claim
      • Annual Premium Audit Service
      • Fraud Prevention
    • Insights Blog
    • Careers
      • Life at Amerisure
        • Culture
        • Professional Development
        • Diversity and Inclusion
        • Total Rewards Program
      • Our People
        • Employee Recognition
      • Current Openings
      • Students & Graduates
        • Opportunities
        • Internships and Development Programs
      • Early Career
      • Experienced Professionals

Amerisure Insights Blog

—View Categories
CONSTRUCTION
GENERAL LIABILITY
HEALTHCARE
INSURANCE CLAIMS
MANUFACTURING
MARKET TRENDS
PROPERTY & CASUALTY
RISK MANAGEMENT
UNDERSTANDING INSURANCE
WORKERS COMPENSATION
JUN 04, 2020 ​The Power of Motor Vehicle Reports risk management
​The Power of Motor Vehicle Reports
Did you know the caliber and experience of your drivers will have a direct impact on the safety of your fleet? Failing to properly screen candidates before hiring them, and regularly thereafter, can be costly.

When an employee is involved in an on-the-job crash that results in a non-fatal injury, the cost is $70,000 on average. If a fatality is involved, employer costs could be even higher — especially if non-insurable punitive damages are awarded against the employer.

Learn from the past
Driver history can indicate future behavior, like the probability of an accident occurring while driving a company vehicle. Therefore, running a Motor Vehicle Report (MVR) prior to hire can have many benefits. MVRs can identify drivers with a history of accidents or violations who are more likely to continue driving in the same manner.

Additionally, MVRs can help keep insurance costs low. Moving violations and auto accidents can all lead to an increase in insurance rates and costly litigation. Moreover, employers can be found liable for the actions of employees who operate company vehicles under certain circumstances. Claims of negligent hiring and negligent entrustment could be more likely to develop if an employer is not aware of employee motor vehicle records.

What an MVR will show you
MVRs provide comprehensive insight, including:
  • Driver License Information
    • License Number
    • Expiration Date
    • Full Name
    • Date of Birth
    • Restrictions
    • Height/Weight/Gender
    • Hair Color/Eye Color
    • Issue Date
    • Type of License (e.g. CDL)
  • Driving Record Points
    • It’s important to know how many points each driver has to understand if they are close to being considered unacceptable for your insurance carrier
  • Traffic Violation Types
    • Frequency and Severity
    • Suspensions and Revocations
    • Accident Reports
    • Vehicular Crimes
Amerisure’s MVR solution

Amerisure offers a complete MVR management system to policyholders. MVRs can be scheduled in advance, or provided instantly, to ensure that the right person is hired for the job, regardless of where they are in the hiring process. We also offer special pricing that’s only available for Amerisure policyholders.

To learn more, contact your local Amerisure Risk Management Consultant at riskmanagement@amerisure.com. 
◀ Previous Next ▶

You may also like:

Winterizing Construction Equipment
Winterizing Construction Equipment To improve your operating costs, your construction equipment should be winterized before the weather turns cold and blustery... Read More
Falling Object Safety During Outdoor Work
Falling Object Safety During Outdoor Work “Struck By” is a leading cause of fatal and non-fatal worker accidents, according to the Bureau of Labor Statistics. It’s also one of OSHA’s “Fatal Four” causes of... Read More
  • Newsroom
  • Privacy Policy
  • Compensation Policy
  • Terms and Conditions
  • Site Map
  • CA Privacy
  • LI
  • T
  • T