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PROPERTY & CASUALTY
MAY 18, 2017
3 Steps to Take Now for Hurricane Season
property & casualty
Hurricane season is here, and Amerisure knows you can never be too prepared, too early. Businesses shouldn’t wait for a hurricane warning to start thinking about the preparations, processes and provisions needed to not only survive, but to keep things running as smoothly as possible if a hurricane does hit.
If you’re in a region that’s likely to experience hurricane-related weather, spending a little extra time and energy now will pay off in the long run. Here’s an overview of the steps your business needs to take to be prepared:
Create an emergency contact list including phone numbers to reach essential employees 24/7. Use this as a roster to check the status of employees after the hurricane.
Make sure your vital records/computer files are backed-up and stored in a safe place onsite, offsite or both.
Review your property insurance policy with your agent to verify you have the proper coverage.
Keep all pertinent work vehicles serviced and fueled. Find a secure place to store them should hurricane conditions arise.
Schedule regular drills for staff so they know what to do and where to do in an emergency.
emergency response plan
to outline the scenarios and corresponding procedures in case of a hurricane and other severe weather.
business continuity plan
that spells out viable hurricane response and recovery strategies to maintain the continuity of services should you be affected by a hurricane.
Devise a communications plan that includes how your business will deliver news and other vital information to staff, vendors and clients.
Designate a few key staff members as well as a communications tree to aid in the dissemination of information and emergency protocols.
Contact suppliers, customers, etc. ahead of time to inform them that your business may be forced to temporarily close.
Confirm that your staff is aware of the above plans, what role they play in them and the expectations you have of them.
Keep a supply of emergency equipment and supplies on hand, such as heavy plastic sheeting, plywood, masking tape, sandbags, a generator and hand tools to protect your property during a hurricane warning.
Store a three-day supply of drinking water in plastic containers. You’ll need a gallon of water per person, per day.
Have at least a three-day supply of non-perishable food – nothing that needs refrigerating or cooking. Best choices are: canned food and beverages, dried fruit, nuts, peanut butter, granola bars, etc.
Ensure you have some comprehensive first aid kits onsite that are stored in airtight bags or containers, and are easily accessible to staff.
Assemble a cache of other necessities such as: paper cups, plans and plastic utensils, garbage bags, soap, disinfectant, liquid detergent, battery-operated radio and new batteries, and flashlights.
Hurricane Facts and Tips Infographic
Hurricane Safety Tips
For additional hurricane preparedness tools and information, visit