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PROPERTY & CASUALTY
MAY 28, 2019
Tips to Prepare Your Business for Springtime Disasters
It’s spring. The grass is greening, trees are budding and it’s warming up on the jobsite. However, spring also can bring severe weather like tornadoes and hail that can damage your business and property.
Here are some tips to make sure your company is prepared for the new season.
Inspect and reinforce the building
Make sure the roof and walls can withstand high winds and reinforce the structure if necessary. If your building was not constructed using wind mitigation techniques, you may need to consider adding elements, such as bracing or strapping the roof, or adding wind-resistant materials to entry doors
Repair loose or damaged shingles and siding. In a tornado or hailstorm, these can break off, allowing damaging rain or hail to penetrate the building structure
Clear debris from the property
In a tornado, items like pallets, dumpsters or forklifts can become airborne and cause further damage to your building. If you can’t clear these items from your property, make sure they are secured.
Trim trees to prevent dead or loose limbs from breaking off and causing building damage or downed wires.
Have an offsite backup of your company’s electronic data
Property damage also can cause business interruption. You might not be able to access or use any of the equipment on the property for several days or even weeks. Make sure you have arranged for secure, offsite electronic storage of your business records and data. Even more important, make sure these records are backed-up daily. The company you use to secure your data will be able to access it and restore it quickly, enabling you to continue operating offsite.
Consider business insurance extensions for extra protection
Even if your business isn’t located in peak weather danger zones, you may need additional coverage beyond typical commercial liability and property policies. Amerisure offers
customized risk assessments
that will help determine the most appropriate coverage for your business.
Don’t get caught unprepared this spring! Find out more from an