Workers' Compensation Workers' compensation insurance requirements vary by state. We put our 100 years of experience and expertise to work to help you navigate these complexities and implement smart claim cost reduction programs. Our expertise is your competitive advantage. Our specialized claim and loss-control professionals partner with you, your injured worker, and the right medical providers to reduce claims and control costs. Our superior service enables your injured employees to return to work safely, and with satisfaction that they were treated with care (not roadblocks) and taken care of. Learn more about our Managed Care approach to Workers' Compensation products for businesses in the healthcare, construction and manufacturing industries.